Archive for February 2017

16 weeks and 3 days~   Leave a comment

I put the above title because in this time, when it has come to an end, I am retiring from the school district.

It seems like a long way off and like I told my sister really too early to count, but…..I thought it might be worth mentioning.

Ideally I would like to never work again but chances are I will have to work part time some where.

With the retirement package I will be able to pay off all my bills except my car.

But of course I have Mediacom every month and my phone bill…not to mention my Equinox payment.


But maybe if I start saving now and stop spending money I can make it work…..

Here’s hoping anyway…..



Posted February 28, 2017 by Marge in ramblings

Bill Paxton~   Leave a comment

bill-paxton  I was saddened to hear of Bill Paxton’s passing.

No he wasn’t a favorite actor but I think he was a decent one.

It is funny because the day he died I was surfing the channels and he came on to promote his newest TV series.

And then I found out later he died.

Quite strange.

He was 61 and way too young to die.

I hope his family can find some peace and comfort in this hard time.


Posted February 28, 2017 by Marge in ramblings

A Warm And Rainy Day~   Leave a comment


It is fifty some degrees out and raining.

It is supposed to get to 65 today.

I have tulips coming up in my yard which I hate as it is way too early.

Tomorrow is the first of March and we could have a lot of freezing cold and snowy weather.



Posted February 28, 2017 by Marge in ramblings

Love my Monday’s when…..   Leave a comment


I love Monday’s when I have the day off.

Love having days off period.

Going to clean a bit and then go for a walk when it warms up.


Posted February 27, 2017 by Marge in ramblings

Not going to cut it   Leave a comment

I have had five hours of sleep due to grandchildren not settling down to go to sleep till almost eleven thirty.

I have been awake since five.


I will definitely need a nap later when everyone goes home.


Getting too old to only have a little bit of sleep


Posted February 26, 2017 by Marge in ramblings

Brian~   Leave a comment

My eldest son Brian is 36 today.

We are having his birthday dinner tomorrow as he and most of the family are going to an indoor football game in Cedar Rapids.

I have no desire to go so I will stay home with Kayla who doesn’t want to go either and Bailey who is two and would be bored out of her mind.

I don’t mind staying home.

It will be nice and quiet with just the two girls.


Then the four younger grandkids will stay overnight and then we will have Brian’s dinner tomorrow at noon

Brian is a hard worker, a very loving son and probably the one who looks like me the most.

I love him dearly


this is me with my two sons.   (I know, a horrible picture of me)

Matt is on the left and Brian is on the right.


Posted February 25, 2017 by Marge in family, heartfelt, ramblings

Friday’s How I love Thee~   Leave a comment

It is finally Friday!
No the week hasn’t really been long, they rarely are anymore, but I  am extra thrilled it is Friday today because I am taking a vacation day on Monday so that means I get a three day weekend.

I so LOVE my Friday’s.

Brian is turning 36 tomorrow

kayaking brian      But we aren’t having his birthday dinner till Sunday at noon due to conflicting schedules.

Paula will be home

paulawith her pug Gabe, which will be awesome as we haven’t seen her since Christmas time.

We have our four younger grandkids tomorrow night over night and then everyone here on Sunday for dinner.

I took Monday off just to have a day of rest.

Yes it will mean coming in to a huge mess on Tuesday but such is life……

Happy Friday everyone!

Posted February 24, 2017 by Marge in family, heartfelt, my loves, ramblings

Should I do it?   Leave a comment

Okay I am still talking to my Human Resources about retiring.

I would get a one time payment of a bit over $28,000

I could pay off quite a few bills and only have my car payment and a bank loan left to pay on.

I would work but of course I wouldn’t be making what I make now.

AND if I went back to working as a nurses aide, (which is what I would want to do) I would have to go back to working every other weekend and every other holiday.

OR I could stay here and work for 4-8 more years.

If I stayed the full 8 years I would get 80% of my IPERS.

My husband says they don’t go higher then 80%  (he has been retired on IPERS for almost five years now)

If I draw it out any sooner I won’t get probably more then 50%

Decisions decisions…..

My husband and I will sit down and discuss it.



Posted February 23, 2017 by Marge in ramblings

Nope~   Leave a comment

Well after looking over my finances I should just stay here and work four to eight more years.

I just can’t see giving up nearly $20 an hour to work and probably work harder to make ends meet.

One thing I know about myself is I don’t want to be scrapping by.

I want there to be extra money.

So if I have to work 8 more years to achieve that then I do.

No point in trying to dream.

Reality is what it is.






Posted February 22, 2017 by Marge in ramblings

Early Retirement?   Leave a comment

So we have been offered to retire if we want to.

I would get 70% of my income which would be about $800 less a month.

But if I worked a part time job some where or even full time I could make that money up.

I am on the fence.

A HUGE part of me wants to do it.

My body would be forever grateful for ending this back breaking work.

But should I give up almost $20 an hour?

I am so very tired of cleaning up after people.

I would love to be done with this place…..

I guess I will wait and see what all has to be decided about it.

I put in an inquiry so we shall see from there.

I am leaning towards yes I will retire early……..but …..I am still not certain if I should…..


Posted February 22, 2017 by Marge in heartfelt, ramblings